Terms of Service

Effective Date: September 1, 2025
Last Updated: September 1, 2025
Version 1.0

Last Updated: January 2025

1. Acceptance of Terms

By accessing or using WhyTheHighBill.com ("Service"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

WhyTheHighBill.com provides utility bill analysis services to help users understand and reduce their utility costs. The Service includes bill upload, analysis, comparisons, and recommendations.

3. User Accounts

Account Creation

  • You must provide accurate and complete information
  • You are responsible for maintaining account security
  • One account per person
  • You must be 13 years or older

Account Security

  • Keep your password confidential
  • Notify us immediately of unauthorized access
  • You're responsible for all activities under your account

4. Acceptable Use

You agree NOT to:

  • Upload false or misleading information
  • Attempt to access other users' accounts
  • Reverse engineer or disassemble the Service
  • Use the Service for illegal purposes
  • Violate any applicable laws or regulations
  • Harass, abuse, or harm other users
  • Upload malware or malicious code
  • Scrape or harvest data from the Service

5. Content

Your Content

  • You retain ownership of content you upload
  • You grant us license to use your content to provide the Service
  • You're responsible for the accuracy of your uploads
  • We may anonymize and aggregate data for improvements

Our Content

  • All Service content is protected by copyright
  • You may not copy, modify, or distribute our content
  • Trademarks and logos are our property

6. Privacy

Your use of the Service is governed by our Privacy Policy. By using the Service, you consent to our data practices.

7. Disclaimers

No Guarantee of Savings

The Service provides analysis and recommendations but does not guarantee specific savings or results.

Accuracy

While we strive for accuracy, we cannot guarantee 100% accuracy in bill analysis or recommendations.

Third-Party Services

We are not responsible for third-party services or websites linked from our Service.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WHYTHEHIGHBILL.COM SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES.

9. Indemnification

You agree to indemnify and hold harmless WhyTheHighBill.com from any claims arising from your use of the Service or violation of these Terms.

10. Termination

We may terminate or suspend your account immediately, without prior notice, for:

  • Breach of these Terms
  • Fraudulent or illegal activity
  • At our sole discretion

11. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use after changes constitutes acceptance.

12. Governing Law

These Terms are governed by the laws of the United States and the State of [Your State], without regard to conflict of law provisions.

13. Contact Information

For questions about these Terms:

Email: legal@whythehighbill.com
Mail: WhyTheHighBill.com Legal
c/o Hackney Enterprises Inc.
[Address]

By using WhyTheHighBill.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.